• Keep your boarding pass, train, bus and taxi tickets.
• Get police report in case of robbery and traffic accident.
• Medical receipts should bear diagnosis.
• Get certifying letter from airline company for travel delay and loss of baggage’s.
• In case of any liability issue claimed against you, don’t try to settle or negotiate.

TRAVEL INSURANCE COVERAGE

Journey Cancellation

• Injury and sickness (unknown/ unexpected) of insured person or immediate family within 90 days before departure

Journey Interruption

• Injury and sickness (unknown/ unexpected) of insured person or immediate family.

Medical expenses

• Injury and sickness (acute in nature)
• Follow up expenses not exceeding HK$1,000,000 within 6 months.

Terrorist Attack

Any War, civil war, invasion, insurrection, revolution, use of military power or usurpation of government or military power will cover under following situations:

• Emergency medical expenses and assistance
• Personal accident
• Compassionate death cash
• Compassionate visit
• Child guard

Liability

• Death or accidental bodily injury to a third party
• Accidental loss of damage to property of a third party
• The maximum benefit is up to HK$2,000,000

The above coverages are based on the example of AIG. Emergency assistance is available from AIG by calling 852-35168699 or visiting their website at http://www.aig.com.hk/personal/travel/travel-insurance