* Includes only disabilities of greater than three months

A disability lasting three months or longer will occur far more often than death for people between the ages of 25 and 60.

The average duration of a disability, lasting three months or longer, is greater than five years!

Nearly one-third of all people will suffer a serious disability between age 35 and 65. Although the average disability will last over five years, more than 30% will remain disabled for life!

Sources: Am. Society of Actuaries; Intercompany Disability Table