Of all the investment alternatives available, no investment gets more public attention than common stock. People from all walks of life watch the market’s ups and downs with emotional concern and enthusiasm. The market is sometimes considered a barometer for the mood of the economy.

Have you ever wondered why bonds change in value? Two factors affect the price of a bond:
－A change in its rating
－A change in interest rates

How Can an Income Annuity Protect Against the Risk of Living Too Long? 
The purpose of an annuity is to protect against the financial risk of living too long…the risk of outliving retirement income…by providing a guaranteed* income for life. In fact, an annuity is the ONLY financial vehicle that can systematically liquidate a sum of money in such a way that income can be guaranteed* for as long as you live! 

Many psychologists feel that the key to a successful life lies in “balance." If a person has a balanced lifestyle, by their own measure, they are better prepared to handle life’s challenges. The following quiz and chart can help you measure your balance of seven areas – family, health, education, career, service, financial and spiritual – in your lives.