On November 24, the stock market rallied by 450 points following a few days of positive rise, leading to a market close of the all-time high for Dow at 30,000.

The U.S. dollar has been the world’s major reserve currency for decades. Investors and treasuries in different countries used to deem the dollar as one of the safest investments in the world.

The recent COVID-19 pandemic has spread across the globe, leading to a total of 9 million people being infected and nearly half a million deaths. Though the situation in Hong Kong is not as worse as in other countries, the local public medical system is still facing unprecedented pressure.

The recent outbreak of the coronavirus has led to huge fluctuations in the financial market. It’s always safe to plan ahead in case of an economic downturn and volatility in the market.

Making consistently good investment decisions over time is not easy. Investing in a multi-asset fund may be an ideal option for you if you aim at generating sustainable income. Multi-asset funds typically invest across a number of different asset types, including equities, bonds, cash and, potentially, alternative investments such as property and infrastructure.