Annuity has become a prevalent trend. What is annuity? What are the advantages and considerations?

After paying the premium, you will receive guaranteed annuity payment. In other words, you can transform a fixed amount of cash into a stable lifelong income to have a better plan for your life retirement.

The average life expectancy of Hong Kong citizens continues to rise. people may need to more money to sustain their living standard after retirement. If not, they have to lower their quality of life.

An early exit will result in a huge financial loss. Therefore, before participating you are advised to consult trust-worthy CFP to evaluate the suitability and allocate your asset.

年金已經成為一種流行趨勢。什麼是年金？有哪些優勢和注意事項？

繳付單期保費後，每月可獲得源源不斷的保證年金付款。您可以將一筆過的現金變成穩定的終生收入來源，從而更好地規劃您的退休生活。

香港人的預期壽命不斷上升，人們可能會遇到現金不足、為了存錢而降低生活質量等困難。年金可以減輕你的負擔，只要您的保單仍然有效，您便可終生領取保證每月年金金額。

提前退出將導致巨大的經濟損失，所以在參與之前，建議您諮詢值得信賴的CFP，以評估是否適合併分配您的資產。